Risk Warning: CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 69.28% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.

Risk Warning: CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 69.28% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.

69.28% of retail CFD accounts lose money.

Leverage 1:100 for Experienced Retail Clients

Poland’s financial regulatory authority, Komisja Nadzoru Finansowego (KNF), introduced a classification for experienced retail clients, offering the possibility of accessing leverage up to 1:100 for certain trading instruments. This opportunity is available for Poland residents who have requisite experience and knowledge of derivatives, demonstrated by relevant education or appropriate professional certificates.

Experienced Retail Client Trading Conditions

  • Leverage up to 1:100*
  • Margin Close-Out Rule: 50% required
  • Negative Balance Protection
  • Eligibility for the Investor Compensation Fund
  • Access to the Financial Ombudsman Service
  • Client Funds Protection

*for currency pairs, main equity indices and gold

Requisite Experience (one of the following in the past 24 months)

  • Completing a minimum of 10 transactions in CFDs each with a nominal value of at least the equivalent in Polish zloty of EUR 50,000 within a quarter for at least four quarters;
  • Completing a minimum of 50 transactions in CFDs each with a nominal value of at least the equivalent in Polish zloty of EUR 10,000 per quarter for at least four quarters;
  • Completing a minimum of 40 transactions in CFDs within a quarter for at least four quarters, with the total nominal value of all transactions in the 24-month period being at least the equivalent in Polish zloty of EUR 2,000,000.

Knowledge of Derivatives (any of the following)

  • Holding professional certificates (CFA, FRM, PRM, ACI, Investment Advisor (DI), Securities Broker (MPW, etc.)) or a specialist degree;
  • Completing at least 50 hours of derivatives training in the last 12 months, including CFDs, with certification or confirmation from a recognized organizer;
  • One year of professional experience in a role requiring expertise in CFDs or other derivatives.

Application for Experienced Retail Client Classification

To apply for classification as an Experienced Retail Client, please submit a written request through your Client Area providing the necessary documentation to support your application.

If you are already classified as an Experienced Retail Client but wish to return to the standard retail client status due to changed circumstances, inform our Customer Support team immediately.